How It Works
Three simple steps to your coverage profile.
Answer 6 Quick Questions
Tell us your ZIP, Medicare status, doctors, network preference, prescriptions, and priorities.
See Your Coverage Profile
We match your answers to an educational plan-type category.
Talk to a Licensed Agent
A specialist verifies your doctors and prescriptions at no cost.
Plan Types We Help You Understand
Our tool recommends one of three educational plan categories.
HMO (Health Maintenance Organization)
HMOs typically have lower premiums and require you to use a network of doctors and get referrals for specialists. Great if you want predictable costs and don't need out-of-network flexibility.
PPO (Preferred Provider Organization)
PPOs offer more flexibility — see any doctor in or out of network without a referral. Premiums are typically higher, but you get broader access, ideal if keeping your current doctors matters most.
Balanced / Special Needs Plan
A middle-ground approach — moderate premiums, some network flexibility, and often rich extra benefits like dental, vision, and drug coverage. Ideal for those who want a bit of everything.
Speak With a Licensed Medicare Specialist
Fill in the form below — a licensed agent will respond within 1 business day. Free, no obligation.
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